A life insurance assignment funding company designed to promote cash flow for funeral homes.

FUNERAL FUNDING


With Directors Choice, funeral directors have more time to do the important work of caring for families. Directors Choice will advance payment based on the assigned life insurance policies, dramatically reducing the amount of time funeral homes must wait for payment from life insurance companies.
Directors Choice works for you.
  • Verifies the availability of benefits that have been requested
  • Provides the necessary documents to file the claim
  • Usually sends payment within 24 hours of verification

OUR GOAL


To be known as the best, most-respected provider of service in the industry.

Where assignable life insurance proceeds exist, Directors Choice is able to advance funds to cover the price of a funeral and more. This service gives families peace of mind knowing that the funeral service will be paid in full without any further action on their part.

Likewise, funeral homes are able to receive the steady cash flow they need to continue with their daily operations. Directors Choice then takes on the task of navigating the claims process with the insurance companies on behalf of the funeral home and family.

PROCESS


DCAS was developed as a tool for funeral directors to assist families with an alternative method of paying for a loved one's funeral. If a family wishes to pay with an assignable life insurance policy, Directors Choice will advance the funds which are needed to pay for funeral and burial costs. Insurance policies could take up to four to six weeks to pay a claim, but with Directors Choice, the family has access to the policy proceeds within 24 to 48 hours of verification of benefits.

STEP

1 2 3 4 5

FILL OUT FORMS

Call Directors Choice to request forms, download them from our website, or complete forms directly online.

SUBMIT REQUEST &
CLAIM FORMS

Print and send Directors Choice your signed forms either by email or fax.

DCAS VERIFIES BENEFITS

Directors Choice will verify with insurance company that policy proceeds exist and notify you immediately upon verification.

RECEIVE FUNDS!

You will receive payment within 24-48 hours either by direct deposit, check, or wire transfer.

MAIL IN ORIGINAL DOCUMENTS

Mail all original documents and death certificate to Directors Choice as soon as they are available.

FEE CALCULATOR


To calculate the total assignment amount including the DCAS fee, please enter the amount of the funeral goods and services plus any additional funds the family would like to have advanced and click "Calculate Fees". The fee calculator will automatically calculate the fee amount and provide the total amount of the assignment (Funeral Cost + Family Amount + Total Fee).

Funeral Cost:

Family Amount:

Fee Percentage:

Total Fee:
($85 included)

Total Assignment Amount:

F.A.Q.

Does DCAS accept group policies?

Answer

DCAS will accept group or employer issued policies, as long as the employer and insurance company accept third party assignments.
We accept group policies, NPS, and office of the federal government (OFEGLI).

Will DCAS file the family's portion of the claim?

Answer

DCAS will file the claim for the entire benefits.
The insurance company will send DCAS the assignment portion and forward any remaining benefits to the family.

Will DCAS advance additional funds above the cost of the funeral to the family?

Answer

DCAS can advance additional amounts above the cost of the funeral to the family if the family elects to use our service and if allowed by the insurance company. The benefit of advancing amounts above the cost of the funeral can be huge when a family is facing unforeseen costs at such a difficult time.

What is the turn around time for verification of a policy?

Answer

The time to verify a policy will vary depending on the insurance company. Some companies will verify immediately, while others take 24 to 48 hours. DCAS will let you know upon your notification how long you can expect the verification process to take.

Can DCAS accept assignments via email as an attatchment?

Answer

Directors Choice Assignment Services accept assignments via email at
info@directorschoiceservices.com.

How does a firm sign up to use DCAS?

Answer

To learn more or sign up to use DCAS, use the contact us link and one of our representatives will contact you. It is a very simple process and takes very little time to get started.

ABOUT DCAS


Personalized Customer Service

Directors Choice Assignment Services strives to provide excellent customer service to our funeral home clients and their families.

When you use Directors Choice Assignment Services, you will receive personalized customer service from an assigned verification representative allowing us to meet the specific needs of each customer.

TESTIMONIALS

The procedure for requesting and receiving funeral funding on a life insurance assignment is simple. So far, Directors Choice Assignment Services has promoted cash flow for funeral homes in over 30 states. Click on a pin-point below to read the experience of a satisfied customer we serve.

Bailes-Polk Funeral Home

Duncan, OK

"As owner of the Bailes-Polk Funeral Home I have developed a business relationship with Directors Choice Assignment Services that has made them at times an invaluable extension of my business. The staff of both Funeral Directors Life Insurance Company and the Directors Choice Assignment Services have always been courteous, kind and although very professional always friendly. They have always processed our claims in an expedient manor that allows us to continue cash flow without the sometimes lengthy wait of other insurance companies. I would highly recommend Directors Choice Assignment Service and the wonderful staff that waits to help you."

Ladd Polk

Ric Brown Family Funeral Home

Mission, TX

"Directors Choice has made our life at Ric Brown Family Funeral Home easier and stress free when it comes to preneed and insurance payments. The entire staff at Directors Choice is awesome. They are all friendly, helpful, and efficient. Their forms are easy to fill out and the turnaround time on the assignments is about 24 hours and directly deposited into our account. If you want your life to be easier and stress free over preneed and insurance assignments, "What are you waiting on?" call Director's Choice today. I know they will be as much of a blessing to you as they are to us."

Kathy Brown

Nalley-Pickle & Welch Funeral Homes

Midland, TX

"Directors Choice has provided our funeral homes with the ability to provide our families with a seemless and expedited process in filing and assigning insurance claims. The staff is knowledgeable, and very resourceful, giving us a much easier way of handling the claims than doing it all in house. The best benefit is being able to have the proceeds directly deposited and the cash flow in our business quickly. I am grateful to have Directors Choice as an option and will never go back to filing insurance claims on our own again!"

Kasi Welch-Baker

Potts Funeral Chapel

Independence, KS

"We have six locations in Southeast Kansas and have used DCAS for several years. We are very happy with the service they provide. Payments to our funeral homes are very quick and the ladies that work there go the extra mile in getting any forms we need to get payments processed."

John Keath

Arkansas Funeral Care

Jacksonville, AR

"Arkansas Funeral Care has been using Directors Choice for a few months. The staff is ALWAYS very helpful and knowledgeable when I have any questions or problems. They are always very courteous, professional, and timely on verifying the assignments we send. It is a pleasure working with the TEAM at Directors Choice."

Jill Sampson

Meierhoffer Funeral Home & Crematory

St. Joseph, MO

"The employees at Directors Choice are very friendly and easy to work with. They are good about letting us know if insurance companies are easy to work with or a little more difficult. They keep us updated on the status of the verification, and we appreciate their industry knowledge and expertise. The fees are also equal to or lower than other companies we've worked with in the past, and that is good for us and for the families we serve."

Jeannette Lorimor

Resthaven Gardens of Memory and Funeral Home

Baton Rouge, LA

"I find the staff at Directors Choice very courteous. They always answer any questions I have, and they are very patient and understanding when helping both our funeral home and our families. I also appreciate all the time and energy they save me. I don't have to deal with all the different insurance companies anymore. Now, I just call Directors Choice and everything is handled promptly and professionally."

Shelby Simoneaux

Clark Legacy Center

Nicholsville, KY

"We started using Directors Choice many years ago, probably when they started to offer the service. We had heard of and used similar services in the past, with little success. What Directors Choice has brought to the table with their funding service is not new to our industry, but the level of service and response time, is second to none and very refreshing. It allows you to focus more on the service aspect of your business and less on collecting your money, which some funeral directors have a tough time with."

Guy Clark

Krause Funeral Homes

Milwaukee, WI

"Everyone at Directors Choice is absolutely wonderful. I can't say enough about the staff--they are a joy to work with. They appreciate the business, and they make us feel like we are their most important customer. In addition, they are very easy to work with and very thorough. Their follow through is impeccable including making sure that we obtain the materials they need to process our claims. Directors Choice has been a wonderful addition to the services we are able to offer to our families."

Christine M. Jacob

Riverwood Family Funeral Services

Brookhaven, MS

"Directors Choice has been an asset to our company! They are always cordial and make you feel like they care. As all funeral homes know, insurance companies are hard to deal with, and for a small fee DCAS takes all the hard work out of dealing with them! We love using them and will for years to come!"

Colby McMorris

Bradley Funeral Home

North Chicago, IL

"I use Directors Choice because they are always prompt, courteous, and more than helpful with getting all the paperwork done correctly."

David Bradley

Kraft Funeral Services

Hobart, IN

"After working with other assignment companies we found it was a hassle and very difficult to explain the paperwork and fees to our families. With Directors Choice's friendly staff, easy to understand paperwork and transparent fees we find it much easier to explain to our families the value in using their service."

Jaqueline Kraft

Bumpers Funeral Home

Butler, AL

"Directors Choice is ABSOLUTELY WONDERFUL!!!! The staff truly treats you like family. They seem to be concerned about you personally as well as professionally. Over the years all of our transactions have been handled in a professional and very timely manner. Directors Choice you have made our life so much easier!! Before we had to wait a month or longer to receive payments from most insurance companies. Now our cash flow is much steadier, which means a lot to a small town independent funeral home. Thank you Directors Choice for being there for us as a friend and as a professional. We would recommend you to anyone in need of an assignment company."

Beth W. Clark

Michigan Memorial Funeral Home

Flat Rock, MI

"Directors Choice gives us a sense of security. They are professionals all the way. Assignments are always accurate and completed in a timely manner. They are a great company to have on your side."

Renee Miles

Fleming & Billman Funeral Home

Jefferson, OH

"We have been using Directors Choice for 5-6 years and we consider it a great tool for both the funeral home cash flow and a service to our families. It allows them to pay for funeral expenses without assuming any interest or penalty fees, we are doing all the paper work for them with application and claims and forward to Director's Choice to proceed with your part. Funds are normally received in 3-5 business days, funeral expenses are paid and any additional funds requested by the family are there for them. The staff also does a great job in researching and investigating issues with finding the current name of an insurance company (so many change ownership), policy amounts, validity of the policy, etc. Everyone at Director's Choice is very accomodating and personable in assisting us, their client funeral director."

Thomas Fleming

Rairigh-Bence Funeral Home

Indiana, PA

"Before using Directors Choice Assignment Services we had significant cash flow problems. Now we process the assignment forms with the family we're serving, complete the claim form from the insurance company, then fax to Directors Choice and wait for the funds to be deposited into our bank account. It's so easy. Their staff is courteous and helpful, their assignment forms are easy to understand and their fees are more than reasonable."

David Rairigh

Bass Okeechobee Funeral Home & Crematory

Okeechobee, FL

"We prefer using Directors Choice as opposed to filing the claims ourselves because Directors Choice can expedite the process and advance funds to us very quickly. As you know, the quicker you have income ready to use, the better. We always tell people to use Directors Choice!"

Karen Varnadoe

Terry Family Funeral Home

Portland, OR

"We are a small family firm, and we serve a large number of families who wish to pay for services with life insurance policies. We do not have the personnel to process all the claims or the time to wait for payments. Without Directors Choice, there is no way we could function. The process at Directors Choice is easy and seamless, and there is a quick turn-around on payments. The staff is wonderful, everyone is so friendly, and the rate is also very competitive--we would never switch! We wouldn't look to any other company."

Dwight and Amy Terry

Davis Funeral Home

Las Vegas, NV

"Directors Choice is a trusted member of our team at Davis Funeral Home. We know when Directors Choice takes our assignments that not only are we being served in the best and most efficient manner, but so are the families we serve. Directors Choice has mastered a seamless operation from verification of policies, to funding of the service, making them a trusted partner and integral part of our day to day business."

Allen J. Kopp

Martinez Funeral Chapel

Tuscon, AZ

"I have been very impressed with the responsiveness I have received from Directors Choice. Using them has alleviated the stress involved with verifying and filing insurance claims but most importantly allowed me to have accessibility to those funds promptly. I highly recommend Directors Choice to every funeral home."

Tamye Espinosa

Terrezas Funeral Chapel

Santa Clara, NM

"Deanna Reyes is our assigned funeral funding specialist at Directors Choice. She and all the staff have been very helpful and courteous. They have always verified and funded insurance policies for the families we serve promptly. Thank you Directors Choice for your help."

Luis M. Terrazas

Arizona

Tuscon

Martinez Funeral Chapel

"I have been very impressed with the responsiveness I have received from Directors Choice. Using them has alleviated the stress involved with verifying and filing insurance claims but most importantly allowed me to have accessibility to those funds promptly. I highly recommend Directors Choice to every funeral home."

Tamye Espinosa

Alabama

Bumpers Funeral Home

"Directors Choice is ABSOLUTELY WONDERFUL!!!! The staff truly treats you like family. They seem to be concerned about you personally as well as professionally. Over the years all of our transactions have been handled in a professional and very timely manner. Directors Choice you have made our life so much easier!! Before we had to wait a month or longer to receive payments from most insurance companies. Now our cash flow is much steadier, which means a lot to a small town independent funeral home. Thank you Directors Choice for being there for us as a friend and as a professional. We would recommend you to anyone in need of an assignment company."

Beth W. Clark - Butler, AL

Arkansas

Arkansas Funeral Care

"Arkansas Funeral Care has been using Directors Choice for a few months. The staff is ALWAYS very helpful and knowledgeable when I have any questions or problems. They are always very courteous, professional, and timely on verifying the assignments we send. It is a pleasure working with the TEAM at Directors Choice."

Jill Sampson - Jacksonville, AR

Florida

Bass Okeechobee Funeral Home & Crematory

"We prefer using Directors Choice as opposed to filing the claims ourselves because Directors Choice can expedite the process and advance funds to us very quickly. As you know, the quicker you have income ready to use, the better. We always tell people to use Directors Choice!"

Karen Varnadoe - Okeechobee, FL

Illinois

Bradley Funeral Home

"I use Directors Choice because they are always prompt, courteous, and more than helpful with getting all the paperwork done correctly."

David Bradley - North Chicago, IL

Indiana

Kraft Funeral Services

"After working with other assignment companies we found it was a hassle and very difficult to explain the paperwork and fees to our families. With Directors Choice's friendly staff, easy to understand paperwork and transparent fees we find it much easier to explain to our families the value in using their service."

Jaqueline Kraft - Hobart, IN

Kansas

Independence

Potts Funeral Chapel

We have six locations in Southeast Kansas and have used DCAS for several years. We are very happy with the service they provide. Payments to our funeral homes are very quick and the ladies that work there go the extra mile in getting any forms we need to get payments processed.

John Keath - Independence, KS

Kentucky

Clark Legacy Center

"We started using Directors Choice many years ago, probably when they started to offer the service. We had heard of and used similar services in the past, with little success. What Directors Choice has brought to the table with their funding service is not new to our industry, but the level of service and response time, is second to none and very refreshing. It allows you to focus more on the service aspect of your business and less on collecting your money, which some funeral directors have a tough time with."

Guy Clark - Nicholsville, KY

Louisiana

Resthaven Gardens of Memory and Funeral Home

"I find the staff at Directors Choice very courteous. They always answer any questions I have, and they are very patient and understanding when helping both our funeral home and our families. I also appreciate all the time and energy they save me. I don't have to deal with all the different insurance companies anymore. Now, I just call Directors Choice and everything is handled promptly and professionally."

Shelby Simoneaux - Baton Rouge, LA

Michigan

Michigan Memorial Funeral Home

"Directors Choice gives us a sense of security. They are professionals all the way. Assignments are always accurate and completed in a timely manner. They are a great company to have on your side."

Renee Miles - Flat Rock, MI

Missouri

Meierhoffer Funeral Home & Crematory

"The employees at Directors Choice are very friendly and easy to work with. They are good about letting us know if insurance companies are easy to work with or a little more difficult. They keep us updated on the status of the verification, and we appreciate their industry knowledge and expertise. The fees are also equal to or lower than other companies we've worked with in the past, and that is good for us and for the families we serve."

Jeannette Lorimor - St. Joseph, MO

Mississippi

Riverwood Family Funeral Services

"Directors Choice has been an asset to our company! They are always cordial and make you feel like they care. As all funeral homes know, insurance companies are hard to deal with, and for a small fee DCAS takes all the hard work out of dealing with them! We love using them and will for years to come!"

Colby McMorris - Brookhaven, MS

New Mexico

Santa Clara

Terrezas Funeral Chapels

"Deanna Reyes is our assigned funeral funding specialist at Directors Choice. She and all the staff have been very helpful and courteous. They have always verified and funded insurance policies for the families we serve promptly. Thank you Directors Choice for your help."

Luis M. Terrazas - Santa Clara, NM

Nevada

Las Vegas

Davis Funeral Home

"Directors Choice is a trusted member of our team at Davis Funeral Home. We know when Directors Choice takes our assignments that not only are we being served in the best and most efficient manner, but so are the families we serve. Directors Choice has mastered a seamless operation from verification of policies, to funding of the service, making them a trusted partner and integral part of our day to day business."

Allen J. Kopp - Las Vegas, NV

Ohio

Fleming & Billman Funeral Home

"We have been using Directors Choice for 5-6 years and we consider it a great tool for both the funeral home cash flow and a service to our families. It allows them to pay for funeral expenses without assuming any interest or penalty fees, we are doing all the paper work for them with application and claims and forward to Director's Choice to proceed with your part. Funds are normally received in 3-5 business days, funeral expenses are paid and any additional funds requested by the family are there for them. The staff also does a great job in researching and investigating issues with finding the current name of an insurance company (so many change ownership), policy amounts, validity of the policy, etc. Everyone at Director's Choice is very accomodating and personable in assisting us, their client funeral director."

Thomas Fleming - Jefferson, OH

Oklahoma

Duncan

Bailes-Polk Funeral Home

"As owner of the Bailes-Polk Funeral Home I have developed a business relationship with Directors Choice Assignment Services that has made them at times an invaluable extension of my business. The staff of both Funeral Directors Life Insurance Company and the Directors Choice Assignment Services have always been courteous, kind and although very professional always friendly. They have always processed our claims in an expedient manor that allows us to continue cash flow without the sometimes lengthy wait of other insurance companies. I would highly recommend Directors Choice Assignment Service and the wonderful staff that waits to help you."

Ladd Polk - Duncan, OK

Oregon

Terry Family Funeral Home

"We are a small family firm, and we serve a large number of families who wish to pay for services with life insurance policies. We do not have the personnel to process all the claims or the time to wait for payments. Without Directors Choice, there is no way we could function. The process at Directors Choice is easy and seamless, and there is a quick turn-around on payments. The staff is wonderful, everyone is so friendly, and the rate is also very competitive--we would never switch! We wouldn't look to any other company."

Dwight and Amy Terry - Portland, OR

Pennsylvania

Rairigh-Bence Funeral Home

"Before using Directors Choice Assignment Services we had significant cash flow problems. Now we process the assignment forms with the family we're serving, complete the claim form from the insurance company, then fax to Directors Choice and wait for the funds to be deposited into our bank account. It's so easy. Their staff is courteous and helpful, their assignment forms are easy to understand and their fees are more than reasonable."

David Rairigh - Indiana, PA

Texas

Midland

Nalley-Pickle & Welch Funeral Homes

Directors Choice has provided our funeral homes with the ability to provide our families with a seemless and expedited process in filing and assigning insurance claims. The staff is knowledgeable, and very resourceful, giving us a much easier way of handling the claims than doing it all in house. The best benefit is being able to have the proceeds directly deposited and the cash flow in our business quickly. I am grateful to have Directors Choice as an option and will never go back to filing insurance claims on our own again!"

Kasi Welch-Baker

Mission

Ric Brown Family Funeral Home

"Directors Choice has made our life at Ric Brown Family Funeral Home easier and stress free when it comes to preneed and insurance payments. The entire staff at Directors Choice is awesome. They are all friendly, helpful, and efficient. Their forms are easy to fill out and the turnaround time on the assignments is about 24 hours and directly deposited into our account. If you want your life to be easier and stress free over preneed and insurance assignments, "What are you waiting on?" call Director's Choice today. I know they will be as much of a blessing to you as they are to us."

Kathy Brown

Wisconsin

Krause Funeral Homes

"Everyone at Directors Choice is absolutely wonderful. I can't say enough about the staff--they are a joy to work with. They appreciate the business, and they make us feel like we are their most important customer. In addition, they are very easy to work with and very thorough. Their follow through is impeccable including making sure that we obtain the materials they need to process our claims. Directors Choice has been a wonderful addition to the services we are able to offer to our families."

Christine M. Jacob - Milwaukee, WI

OUR TEAM


Terry Groban

Josh McQueen

Amber Kingston

Daniel Escobedo

Deanna Reyes

Meguell Suell

Shawna Thomas

Sherry Foster

Stephanie Wilson

Terry Groban

Executive Vice President & CFO

tgroban@dig-inc.net
"Helping funeral directors is my first priority. Whether it's through Directors Choice or FDLIC, I gain a great sense of accomplishment and fulfillment when I have the opportunity to work with funeral directors and help them grow their businesses."

Terry is very passionate about helping others to achieve their personal and professional goals. She oversees the Accounting and Finance Department at FDLIC, Human Resources and Administration Departments at FDLIC, as well as DCAS.

CONTACT US



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1.800.692.3688

6550 Directors Parkway
Abilene, TX 79606

© Copyright 2014 Directors Choice Assignment Services